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Lenders Checklist: What You Need for a Mortgage:
Barbara J. Beck /

Real Estate agents helping
home buyers and home
sellers in Florida. See homes
for sale, Rental homes,
condos, townhomes,
residential, luxury homes.
Real Estate homes for sale in
Tampa, Lutz, Wesley Chapel,
Hillsborough, Pasco, Pinellas.

• W-2 forms — or business tax return forms if you're self-employed — for the last two or
three years for every person signing the loan.

  • • Copies of at least one pay stub for each person signing the loan.

  • • Account numbers of all your credit cards and the amounts for any outstanding

  • • Copies of two to four months of bank or credit union statements for both checking
    and savings accounts.

  • • Lender, loan number, and amount owed on other installment loans, such as
    student loans and car loans.

  • • Addresses where you’ve lived for the last five to seven years, with names of
    landlords if appropriate.

  • • Copies of brokerage account statements for two to four months, as well as a list
    of any other major assets of value, such as a boat, RV, or stocks or bonds not held
    in a brokerage account.

  • • Copies of your most recent 401(k) or other retirement account statement.

  • • Documentation to verify additional income, such as child support or a pension.

  • • Copies of personal tax forms for the last two to three years.
Do you need your
home sold? Call me,
Barbara J. Beck